Travel insurance is coverage designed to provide financial protection for the expenses incurred due to uncertain events while travelling overseas. A travel insurance policy covers the cost of trip cancellations, medical emergencies, baggage loss, or travel delays.
There are six main types of travel insurance plans they are:
International travel insurance is a travel policy that provides comprehensive protection against travel-related uncertainties during an overseas trip. It covers various unforeseen medical and non-medical expenses, like in-patient, out-patient care, loss of passport or checked-in baggage, etc.
Family travel insurance provides comprehensive insurance coverage for your entire family during an overseas trip. Under a single plan, you can get cover for all the medical and non-medical expenses of any insured family member.
A senior citizen travel insurance policy is explicitly designed to offer coverage for travel-related risks for travellers who come under the senior citizen's age category, that is, those aged above 60 years without a pre-medical check-up.
Student travel insurance plans are crafted for ambitious students who are planning to pursue education overseas. Customised travel insurance for students keeps them worry-free and allows them to focus on their studies and be back with good memories. The
It is a travel insurance coverage for employees of an organisation who undertake business trips to different locations within or outside the country. Corporate travel insurance policies are the safest way to ensure you stay financially protected during any medical or non-medical exigency while on tour for business purposes.
Group travel insurance offers enormous benefits for those who travel in a group to the same destination. Group travel plans provide comprehensive yet affordable coverage when any group member faces a medical or non-medical exigency.
No matter what your travel purpose is, we've got you covered to make your journey joyous and stress-free. Summarising below the benefits of opting for the best travel insurance online:
To get your travel insurance plan into effect, you must buy a travel policy at least 10-14 days before the trip. Travel insurance is known for covering unforeseen events and losses. Therefore, it is always advised to buy this plan a few days before you plan a trip rather than buying it at the last minute.
Travel insurance provides comprehensive protection for a traveller against various travel uncertainties and risks. Healthcare may be expensive overseas. A travel policy will cover emergency hospitalisation. Moreover, events like thefts leading to loss of baggage or passport, and trip delays are common. A travel plan will keep a traveller worry-free during unforeseen circumstances.
One can get an extension for a single trip policy up to a maximum of 365 days or maximum trip duration specified in the plan. The policyholder will no longer receive the coverage once the duration reaches 365 days.
Travel insurance provides cover for the loss of your belongings, due to a theft, which you carry with you provided you have the respective proof. However, it will not pay claims for loss of money, ATM or credit cards, etc.
Our travel insurance plans have an affordable premium, which would not overburden your travel budget. The premium costs vary depending upon the geographies and factors like the number of travellers, their age, destination, trip duration, and the type of coverage selected. You can get a cost estimate with the help of an online travel insurance premium calculator.
Travel insurance provides coverage for medical issues and accidents that occur during your trip. We do not cover the treatment fee for pre-existing illnesses and medical conditions.
No, international travel insurance is not valid for domestic travel. If you are travelling within the country, you have to opt for domestic travel insurance that has different terms and conditions.
Yes, dental expenses that incur due to an injury during your trip will be covered. However, it does not include the costs of your medical tour for dental surgery.
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